Homeowners insurance rates are rising across the U.S., driven by climate change, rising cost of building materials and surging home prices. Almost half of property insurance policy holders in the U.S.

Quick Read Average homeowners insurance reached $1,952 annually, up 8.5%. Insurance now represents 9% of typical monthly mortgage payments. Construction costs rose 4-5% while core inflation hovers ...

Insurance prices spike with severe weather forecasts and plummet after storm season ends—shopping in early spring could ...

The average U.S. homeowners’ insurance rate is nearly $3,000 per year, according to a recent report by insurance marketplace The Zebra [1]. But that’s just the average — residents in some states pay ...

With a budget of around $400,000, you're square in the middle of the market across the U.S. — the median home sale price in 2025 is just over $410,000 according to data from the Federal Reserve Bank ...