Today’s CD rates for January 28, 2026: Highest APYs range from 4.10% to 4.78%

Explore top short- and long-term CD rates available today ...

Best CD rates for January 2026

Savers can still find CDs with maturities from six months to five years offering 4.00% APY or higher ...

Best CD Rates Today, Jan. 28, 2026: Lock In a Top APY Before It's Too Late

Today's CDs are paying up to 4.27% APY. It's a good time to secure a strong return before yields decline further.

CD Rates Today: January 26, 2026 – Rates As High As 4.94%

Today's highest CD rate is 4.94% for CD. CD rates from online banks are commonly twice as high as the national average rates. CD ladders let you leverage high rates without locking up all of your ...

How High Could CD Rates Go in 2026?

Stop losing money. 2026 CD rates are around 4.00%. See why a big bank's 0.01% is potentially costing you $1,000+ this year.

The Fed Isn’t Moving Rates—Yet the Top CD Rate Is Higher Than Earlier This Month

Competition among smaller banks and credit unions has pushed the leading APY up to 4.50% ...
MarketWatch

‘The window to lock in the highest rates is narrowing.’ Some CD rates still top 4% — but for how long?

CD rates remain relatively high — with some still touting APYs of 4% and up. (You can see some of the highest CD APYs here, from our partner Bankrate.) But changes in inflation and interest rate cuts ...