Popular retirement withdrawal strategies like the 4% rule assume a steady rate of spending for retirees. But new research ...

Financial advice professionals have used the 4% rule as a benchmark for advising their clients in scheduling their retirement ...

One way to mitigate this issue is to keep some portion of your portfolio in cash or short-term bonds to meet short-term needs. You can rely on this cash buffer when the market is down, your ...

When it comes to spending in retirement, financial advisers and investment experts have long clung to the golden 4% rule as ...

Morningstar’s new analysis suggests retirees can start with one withdrawal rate and adjust for inflation, but taxes, fees, and portfolio mix still matter.

Fortunately, there are many exceptions to the 10% penalty on early retirement distributions. Some apply to both IRAs and 401 ...

A lot of people set a goal of being able to retire with $1 million. So if you’ve managed to save $4 million for retirement, you probably know that you’ve landed in a pretty good spot. This especially ...

Planning a comfortable retirement typically means having more control over your finances. You need to take a look at your investments, savings and cash on hand, but you should consider your living ...

How does it work? The 4% rule is a popular retirement withdrawal strategy that involves withdrawing 4% of your total retirement savings during your first year of retirement. In subsequent years, you ...

When times are tough and household budgets are under severe strain, taking cash out of your 401(k) plan can provide some relief. However, it’s best to be cautious, as there are specific rules related ...

NPS reforms now allow non-government subscribers to withdraw up to 80% of their corpus under various conditions, a ...