An annuity is a financial product that provides a stream of income over a set period. Annuities are often used in retirement planning as a way to generate income from a lump sum investment.

Kiah Treece is a former attorney, small business owner and personal finance coach with extensive experience in real estate and financing. Her focus is on demystifying debt to help consumers and ...

A personal loan provides a lump sum of funding that you can use for almost any purpose, including debt consolidation, home improvement, medical bills and more. Since personal loans are installment ...

A new federal student loan repayment plan could lower monthly payments for millions of borrowers. The Biden administration made the plan available ahead of the resumption of student loan payments in ...