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States where mortgage rates increased most this year
Today’s 30-year mortgage interest rates hold at 6.13%, while 15-year rates rise to 5.38%
Thinking about taking out a mortgage loan? Current mortgage rates rise to 5.38% for 15-year terms, while 30-year terms stay at 6.13%. Valerie Morris is a content editor with a focus on personal finance.
Mortgage interest rates today: Rates are up
Today’s interest rate for a 15-year fixed-rate mortgage is 5.38%, which is 0.13 percentage points higher than yesterday. The monthly payment for a $250,000 mortgage with a 15-year term and a fixed interest rate of 4.75% would be $1,944.48. The payment for the same loan with a 5.75% interest rate would be $2,076.03.
Map: States where mortgage rates increased the most this year
Mortgage rates increased in all but six states in the first half of 2024. Mortgage interest rates are expected to slowly decrease as the Federal Reserve enacts a series of main interest rate cuts, but it can’t come soon enough for homebuyers in 44 states who saw interest rates continue to rise in the first half of this year.
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