There are two basic types of trusts: living trusts and testamentary trusts. A living trust or an "inter-vivos" trust is set up during the person's lifetime. A Testamentary trust is set up in a ...

That depends on your age, your health and the size of the death benefit you want. No surprise that the younger and healthier you are, the lower your premium will be. Just as a ballpark, a healthy ...

For this calculator, we define middle class as two-thirds to two times median income for the county. In counties where two-thirds of median income would fall close to the poverty line, we set the ...

If you (or your spouse) earn taxable income and are under age 70 ½, you can contribute. It's as easy as that. However, whether your contributions are tax deductible depends on your income and ...

If you're 59 ½ or older you're usually all clear. But if you're younger than that, you will get hit with a penalty for early withdrawals from traditional IRAs, or early withdrawals on earnings ...

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A pension is a retirement account that an employer maintains to give you a fixed payout when you retire. It's a kind of defined benefit plan. Your payout typically depends on how long you worked ...

A defined benefit plan is a retirement account for which your employer does all the work, including ponying up the money and deciding where to invest it. It promises you a set payout when you ...

It was 2001 during the dotcom crash, and Cecilia Pagkalinawan had a tough choice: Raise more money for her startup or let 26 employees go. She set up a meeting with a powerful venture capitalist ...

These terrific small cities -- even now -- boast plenty of jobs, great schools, safe streets, low crime, lots to do, charm, and other features that make a town great for raising a family. More ...

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States must meet the federal wage baseline of $7.25 for all covered workers. Click here for more coverage of minimum wage.