Who can qualify for a conventional home loan? In general, most borrowers with solid credit and a down payment of at least 3% will satisfy conventional loan qualification requirements.

Jan 9, 2025 · Should you use a conventional loan? Learn about conventional mortgage rates and requirements and find out if you qualify for one.

Nov 29, 2024 · The majority of residential mortgages are conventional, meaning many buyers meet conventional loan requirements. Standard requirements for a conventional loan include …

Oct 31, 2025 · Read on to learn more about conventional mortgages, the requirements and conventional mortgage rate trends to help you choose the right lender and loan.

Aug 15, 2025 · Complete guide to conventional loan requirements in 2026. Learn credit score, down payment, income, and debt-to-income requirements. Get approved with our expert …

Jul 10, 2025 · From terms to qualifications, here is everything you need to know about conventional loans — the most common type of mortgage.

Apr 7, 2023 · A conforming conventional loan is one that meets the guidelines set by Fannie Mae and Freddie Mac, and these loans are considered less risky. Conforming loans include …

Nov 4, 2025 · Most people can qualify for a conventional loan with a credit score of at least 620, a down payment ranging from 3–5% (depending on which programs you qualify for), and a …

Unlock the path to homeownership with 2025 conventional loan requirements. Discover qualifications, credit scores and more to make a home purchase or refinance.

Conventional loans are a traditional mortgage option. Learn what a conventional home loan is, how it works and common lender requirements in our guide.