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The Federal Reserve just raised interest rates for the first time since 2023, and they hinted at 1 more rate hike possibly this year. How does that change your money? Here are 4 ways: 1️⃣ Your credit card, HELOCs, and adjustable rate loans are tied to the prime rate, and they are going to get more expensive within 1-2 cycles. If you carry a credit card balance, paying it down now is the best guaranteed return you can get. 2️⃣ your high yield savings should earn more if your bank passes the rate
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Replying to @Osige Lang why use seabank? 💳 ——> 💰 Savings Account \t•\tUp to 4% interest per year, credited daily \t•\tApplies on balances up to ₱400,000 \t•\tNo maintaining balance or account fees \t•\tPDIC-insured up to ₱1 million 💳 Debit Card Perks \t•\t0.30% cashback on all purchases (up to ₱1,000/month) \t•\t3% cashback promo at gas stations (June–July 2025) \t•\tCard fee may be refunded if you complete 5 purchases in 30 days \t•\tComes with virtual & physical card (Mastercard) \t•\tNo fo
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