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Personal loan EMI can be calculated using the loan amount, applicable interest rate and repayment tenure. The standard EMI formula is EMI = P × R × (1+R)ⁿ ÷ [(1+R)ⁿ−1], where P is the principal loan amount, R is the monthly interest rate and N is the number of monthly instalments. For example, changing the loan amount, interest rate or ...
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