Did you know you can negotiate your way to a better credit score? 📈💼 Let’s talk about a little-known strategy called “Pay for Delete.” 🔹 **What is Pay for Delete?** It’s a negotiation tactic where you pay off a debt in exchange for the creditor agreeing to remove the negative entry from your credit report. Sounds simple, right? But there’s a bit more to it. 🔸 **How does it work?** First, you need to contact your creditor and propose that you pay part or all of what you owe, provided they agr