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The most expensive mistake in financial planning happens when advisors won't tell you the uncomfortable truth. 💬 Integrity means conforming our words to reality - even when challenging - which is why transparent communication forms every client relationship foundation. 🎯 When potential problems arise, we address them immediately with no sugar-coating or avoiding difficult conversations. ✨ You're always the decision maker - my job is the clearest possible picture of your financial reality. The
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Traditional financial planning asks about retirement dates - life-centered planning asks about your dreams. 💫 The EVOKE method I use explores what brings meaning to your days, not just your risk tolerance. 🎯 When clients discover their biggest obstacle isn't lack of money but fear of disappointing family, everything changes. ✨ Your financial plan should serve your life vision, not dictate it. The Horst Group is a registered investment adviser. This platform is solely for informational purposes
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Business owners face unique estate planning challenges that personal planning alone won't solve. Here are three critical considerations. 🏢 Succession planning goes beyond naming a successor. Balance family interests with business continuity - too many businesses fail when plans don't account for who runs operations vs who inherits. 💰 Business valuation creates massive estate tax surprises. Your company might be worth more than you think for tax purposes. Heirs forced to sell just to pay taxes
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